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INSPECTION SERVICES
T1ER ONE INSPECTIONS provides Home Inspections, Wind Mitigation Verifications and Four Point Insurance Surveys. See below for more information on each of the services we offer. All inspection reports are provided to our clients via an email link to a PDF file. The report can be either viewed online or downloaded and printed. All reports are usually sent the same day, but always within 24 hours.
Residential Home Inspections
Whether you are in the process of buying or selling a home, T1ER ONE INSPECTIONS will provide you with exceptional home inspection services in and around the Tampa Bay area.
Buying a home is the biggest investment that most people will make in their lifetime. Unfortunately, one of the biggest mistakes made during the buying process is not ensuring that a home inspection is performed by a licensed and qualified Home Inspector. Saving $80 on a quality home inspection can land you with a $10,000 repair bill.
T1ER ONE INSPECTIONS are fully licensed in the state of Florida, and completed the American Society of Home Inspectors (ASHI) School.
A Residential Home Inspection includes:
A complete report including: foundation, structure, insulation, HVAC (Heating, Ventilation, and Air Conditioning), Electrical System (Service panel, main disconnect, breakers, outlets, switches, GFCI outlets, fixtures) and all plumbing fixtures such as (water meter, water heater, visible drain lines, visible supply lines).
Exterior: Paint, siding, walls, doors, windows, decks, screened enclosures, pool equipment, spas, outdoor kitchens, docks, seawalls, boat-lifts, crawlspaces, grading and overall property drainage (including gutters and downspouts)
Interior: Walls, floors, ceilings, doors, appliances, cabinets, countertops, stairs, railings
Surrounding Components: Driveways, walkways, retaining walls, stoops, porches, railings, patios
Garage: Garage door, garage interior, electronic opener, safety sensors,
Fireplace: Damper operation, exposed flue and hearth
Wind Mitigation Verification Inspection
Why do I need a wind Mitigation Inspection?
Saving money on your home owner’s insurance can only be a good thing. That is why it is important you give your insurance company an up-to-date Wind Mitigation Verification Inspection report.
A Wind Mitigation or “Wind Mit” shows your insurance company how your home is built to withstand the forces of hurricane strength winds and wind-borne debris. Having an up-to-date Wind Mit on file with your insurance company can save you hundreds of dollars in premium costs.
Wind Mits are valid for five years, after which your premium can increase without warning. It is recommended that you have a Wind Mitigation Verification Inspection performed prior to obtaining home insurance, after upgrading to impact rated doors or windows or after your roof has been replaced.
A Wind Mitigation Inspection includes:
- Building Code: Confirmation that the structure was built in accordance with Florida Building code regulations.
- Roof Inspection:
- Roof Covering
- Roof Deck Attachment
- Roof to Wall Attachment
- Roof Geometry
- Secondary Water Barrier: This is also referred to as “peel n’ stick” underlayment adhered directly to the roof sheathing
- Opening Protection: Such as hurricane panels or impact rated glazing
Four Point Insurance Inspection
Typically homes 30 years and older will require a Four Point Inspection. Some insurance companies will require the completion of a Four Point regardless of the age of the home.
What’s inspected?
A Four Point Inspection is not as in-depth or detailed as a full general home inspection. Insurance companies are only concerned with the four major systems:
Roof
HVAC (Heating, Ventilation and Air Conditioning)
Plumbing
Electrical
HUD Compliance Certification / Permanent Foundation Certifications
When do I need a HUD Compliance Certification?
Manufactured Homes are built from 1976 and on when the HUD standards became effective. The HUD standards improved the quality, safety, and energy efficiency of the homes. The most recent HUD standards are dated September 1996.
A manufactured home (formerly known as a mobile home) is built to the Manufactured Home Construction and Safety Standards (HUD Code) and displays a red certification label on the exterior of each transportable section. Manufactured homes are built in the controlled environment of a manufacturing plant and are transported in one or more sections on a permanent chassis.
Manufactured homes have exterior certification labels and an interior data plate where Mobile and Modular homes do not.
What’s inspected?
A HUD engineering foundation inspection is:
To conduct a structural inspection for determining:
If the MFD home is permanently tied down, and
That the home would not float off the piers or foundation,
That the drainage of the house will not flood the crawlspace or basement.
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